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Insurance companies trust North52 to automate critical decisions

If you are using Microsoft Dynamics 365 or the Power Platform you too can simplify the complexity of your business rules.


Insurance companies rely on thousands of complex rules to run their businesses. Our intuitive interface allows knowledgeable insurance analysts to easily manage and update these rules and adapt to changing market conditions without having to write code. We help with processes such as:


  • Underwriting
  • Risk assessment
  • Product eligibility
  • Rating/pricing
  • Quoting
  • Claims adjudication
  • Policy renewal
  • Commission calculation
  • Data Validation

Other Industries

Learn more about how we help organizations in other industries:

Example: Quote to Policy Process

North52’s business rules engine combined with Microsoft Power Platform can create streamlined insurance processes like quote and policy generation all using no-code and low-code tools. We use Microsoft’s Dataverse, the insurance industry common data model, Power Automate, Power Pages, Adobe Document Services and the North52 Decision Suite to showcase an end-to-end solution. Premium calculations, using coverage templates and rating tables are used to generate quotes, which can be accepted on a Power Pages website and a resulting policy created.

FEMA Base Rates xCache Table

This example shows how North52’s advanced business rules engine and ratings tables for Microsoft Dynamics can be used to calculate premiums and generate quotes and policy documents.

Example: Rating Engine for the National Flood Insurance Program

The National Flood Insurance Program (NFIP), managed by FEMA, provides insurance to help reduce the socio-economic impact of floods in the United States. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance.  The cost of this insurance is determined by the FEMA Risk Rating 2.0 methodology, introduced on 1 October 2021, using over 35 property attributes, more than 50 rating tables and over 1,500 calculations.

FEMA Base Rates xCache Table

This example shows how North52’s advanced business rules engine and ratings tables for Microsoft Dynamics can be used to model the complex rules for the NFIP premiums.

Example: Learn how North52 helps with Automated Claims Adjudication

Claims Adjudication processes can be very complex and using a business rules engine to automate the claims process can save significant time, reduce errors and increase customer satisfaction. North52’s Decision Suite helps you implement complex rules on the Microsoft Dynamics 365  Platform. 

Claims Adjudication Rules Previous Claims Check Decision Table

In a series of articles, we show how an automated claims process for dental insurance can be implemented using the North52 Decision Suite, Dynamics 365 and Power App Portals.  Review the articles for a deep understanding of how the business rules logic is implemented using Decision Tables. 

Example: Learn how North52 helps with Commission Calculations

Insurance companies work with Brokers/Agencies to sell their products and Dynamics 365 is a great system for managing that partner relationship.

An important part of this relationship is the management of commissions that the Agencies are entitled too. These commission agreements can be complex and a robust system is needed to manage the commission plans and calculations. 

Insurance Commissions Decision Table

This shows example of how North52 can be easily configured to calculate commissions with data coming from an external system. For a full breakdown of the rules and the North52 implementations review this knowledge base article.

Let us work our magic, or try it yourself

If you would like to see how your requirements could be solved using North52 – provide us with the details and our team will be more than happy to build and show it working using North52 solutions. Or try it yourself with a free trial.

Personalized Demo

There’s nothing like seeing it in real-time and having the opportunity to ask questions relevant to your needs. Let us show you how we could help with a personalized demo.

Free PoC

Let us take your requirements and build a proof-of-concept solution that gives you the confidence our solutions are the right choice for your needs.

Free Trial

If you are hands-on and would like to try it yourself, that’s great! We’ll give you the keys to take a test drive and the support needed to help you get underway.