Insurance

Insurance companies trust North52 to automate critical decisions

If you are running Microsoft Dynamics 365 or the Power Platform, you can simplify the complexity of your business rules too.

The processes we help with

Insurance companies rely on thousands of complex rules to run their businesses. Analysts manage and update those rules in an interface built for them, and adapt to changing products and regulation without writing code.

Underwriting
Risk assessment
Product eligibility
Rating and pricing
Quoting
Claims adjudication
Policy renewal
Commission calculation
Data validation

What that looks like

Quote to policy, end to end

Rules calculate the premium, Power Automate moves the case along, Power Pages takes the customer input, and the policy document is generated from the same data the decision used. No hand-off between a rules tool and a document tool.

Dental premium rates held as a rate table, one sheet per plan

A flood rating engine

The National Flood Insurance Program rating methodology has been modelled in North52: more than 35 property attributes, over 50 rating tables and more than 1,500 calculations, maintained as tables rather than code.

FEMA base rates held as a rate table rather than code

The National Flood Insurance Program on FEMA.gov →

Claims adjudication

Dental claims adjudicated automatically against coverage rules, with the conditions and actions visible as rows an assessor can read and an auditor can check.

The previous-claims check, one of several sheets in the adjudication rule

Read the full claims adjudication walkthrough →

Broker commission

Commission calculated from configurable rules rather than a spreadsheet, including values pulled from external systems at the moment the calculation runs.